TabTell
Hold to talk
On-device speech first. Say “coffee 4.50”, “lunch 35 yuan”, or “dinner 120 split with Alice” — TabTell proposes a card you confirm.
Voice ledger · bill split · offline-first
Just tell TabTell.
Hold to talk. Confirm a card. Your ledger stays on this phone — no account, no signup wall. Split dinners and trips when you need to; keep personal spending private when you don’t.
Money talk, without the spreadsheet
TabTell is a voice-first ledger for personal spends and shared events. Capture once, confirm the card, and keep working offline.
Confirm, then save
Nothing writes until you say so. Edit amounts, people, or categories on the card — writes never happen on the server for free local use.
Events, not a household roster
A dinner and a weekend trip are different groups. Guests can be names only. Personal activity still counts your share.
Offline-first ledger
SQLite on your device. Browse and edit without a connection. JSON export is the no-cloud escape hatch whenever you want it.
Budgets that stick
Set category budgets in plain language. Ask “how much this month” or “spending by category” and get answers from your local ledger.
Optional Pro cloud
More AI, receipt OCR, encrypted snapshot backup, and live event invites — still no TabTell password. Restore Purchases binds the store.
How it works
Install, open, talk. Identity is a device id — not a login wall.
Hold to talk
On-device speech first. Snap a receipt with the camera when you have a photo — Pro unlocks OCR when you need it.
Confirm the card
TabTell proposes the spend or split. You tweak and save. Local writes stay on the phone.
Split a meal or trip
Events own their members and receipts. Equal, percent, shares, or exact amounts — guests don’t need accounts.
Optional Pro sync
Encrypted snapshot and live invites when you’re ready. Restore Purchases — not a TabTell password.
Why TabTell vs other money apps
Most ledgers want an account before you log a coffee. Shared apps turn every dinner into a household. TabTell stays local until you opt in.
No signup to start
Install and log. A random device id handles anonymous AI quotas and invites — you are not building another password.
Voice in, card out
Hold-to-talk proposes structured spends and splits. You confirm once instead of tapping through twelve form fields.
Events, not standing groups
Trip folders and dinner tabs dissolve when the event ends. No forever household roster you have to maintain.
Your data stays local
Free use writes only on-device. Optional encrypted snapshots are ciphertext — we cannot read your personal ledger.
Ask your ledger
Natural-language queries against local data — spending this month, by category, or what someone still owes on an event.
Pro without a TabTell account
App Store, Play, or Paddle. Restore Purchases rebinds the store id to this device — no email login required.
Free locally. Pro when you need the cloud.
Unlimited local transactions, budgets, and guest events are free. Pro is a store purchase — more AI, receipts, backup, and live invites.
Free
$0
- Local transactions & budgets
- Guest events & splits
- On-device speech
- JSON import / export
- ~20 AI calls / day per device
TabTell Pro
Store purchase
- Higher AI allowance
- Receipt OCR
- Encrypted snapshot backup
- Live event invite & sync
- Restore Purchases on a new phone
Frequently asked questions
Accounts, privacy, and what Pro unlocks.
Do I need an account?
No. TabTell generates a device id locally. Opening the app does not create a TabTell login. Pro uses App Store / Play / Paddle Restore Purchases bound to that device.
Where is my data stored?
On your device in SQLite (SQLCipher on native). Cloud snapshots, when you enable them with Pro, are encrypted before upload — we only store ciphertext.
What is free vs Pro?
Free covers local transactions, budgets, guest events, on-device speech, JSON export, and a daily AI trial. Pro adds more AI, receipt OCR, encrypted backup, and live event invites.
Can guests join a split without installing?
Event members can be names only on your phone. Live invites (Pro) let others join a shared event when you publish one — that event’s data is visible to everyone who joins.
How do I move to a new phone?
Export JSON anytime on free. With Pro, restore an encrypted snapshot with your passphrase, then Restore Purchases to rebind Pro to the new device.
Is TabTell a bank or tax tool?
No. TabTell is a personal finance helper. You are responsible for amounts you confirm into the ledger. It is not a bank, tax advisor, or legal settlement service.
Get the app
TabTell is available on the App Store and Google Play. Install on your phone — your ledger starts on-device, no account required.
Available on the App Store and Google Play.